Mashreq Personal Loan
Mashreq Personal Loan has a published rate of 5.99% to 31.99% reducing and amounts up to AED 2,000,000.
- Rate
- 5.99% to 31.99%
- per annum, reducing rate of interest (fixed for loan life)
- Maximum tenure
- 48 months
Published details
As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.
| Amount from | Not published by the bank |
|---|---|
| Amount up to | AED 2,000,000up to 20 times salary, maximum AED 2 million |
| Rate type | Reducing Rate of Interest for Emiratis 5.99% to 12.99% / for Expatriates 5.99% to 31.99% (VAT not applicable on Interest rate) |
| Reducing balance rate | 5.99% to 31.99% per annum, reducing rate of interestfixed for loan life |
| Tenure from | 6 monthsminimum tenure |
| Tenure up to | 48 monthsmaximum tenure; up to 60 months for Ministry of Defense employees |
| Income requirement | Minimum Monthly Salary AED 5,000 for approved companies & AED 8,000 for unapproved companies. |
Read the bank's own page for this product
Source and verification
- Last verified
- October 8, 2026
Where these figures come from
| Source | What it establishes | Checked |
|---|---|---|
| www.mashreq.com | Primary source for this record | October 8, 2026 |
| www.mashreq.com | rate, maximum tenure | September 22, 2026 |
Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.
Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.