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Abu Dhabi Commercial Bank Savings account Checked 8 Oct 2026

Millionaire Destiny Savings Account

Minimum balance
AED 3,000
Opening deposit
AED 5,000
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Published details

As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.

Account typeSavings
Minimum to openAED 5,000account opening amount in AED for a savings account, as published in the Schedule of Fees (USD 1,500 or equivalent in other currencies)
Minimum balanceAED 3,000minimum average monthly balance to avoid the standalone AED 25 monthly charge
Monthly account feeAspire relationship-based fee: Free if Total Relationship Balance AED 20,000+ OR salary transfer AED 15,000+ (or <15,000 with ADCB card/overdraft/loan); AED 25 (Tier 2); AED 100 (Tier 3)
If you fall below the balanceAED 25 incl. VATper month if MAB below AED 3,000 and account held standalone; otherwise relationship pricing
Fee waiverWaived when the balance is AED 3,000 or more. Condition: minimum average monthly balance that avoids the AED 25 standalone charge.
Rate typeTo verify
Interest / profit rateTo verify
Salary requirementNot published by the bank

Source and verification

Last verified
October 8, 2026

Where these figures come from

SourceWhat it establishesChecked
www.adcb.comPrimary source for this recordOctober 8, 2026
www.adcb.comminimum to openSeptember 21, 2026
www.adcb.comfallbelow fee, fee exemption threshold, monthly feeOctober 8, 2026

Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.

Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.