ADCB LuLu Titanium Credit Card
- Annual fee
- AED 0 incl. VAT
- Minimum income
- AED 5,000
Published details
As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.
| Annual fee | AED 0 incl. VATstandard renewal fee |
|---|---|
| Minimum income | AED 5,000minimum salary, as published on the product page |
| Rate type | Finance charges (Retail purchase) 3.69% per month |
| Interest / profit rate | 3.69%per month on retail purchases, charged on the daily closing balance from the transaction date until repayment |
| Foreign transaction fee | 2.99%foreign currency transaction margin on non-AED transactions; ADCB charges the same rate on AED transactions and states that the card scheme processing fee, approximately 1.15%, applies in addition |
| Cash advance fee | 3.15%of the cash advance amount, or AED 105, whichever is higher |
| Network | To verify |
Read the bank's own page for this product
Source and verification
- Last verified
- September 21, 2026
Where these figures come from
| Source | What it establishes | Checked |
|---|---|---|
| www.adcb.com | Primary source for this record | September 21, 2026 |
| www.adcb.com | rate, foreign transaction fee, cash advance fee | September 21, 2026 |
Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.
Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.