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Abu Dhabi Commercial Bank Credit card Checked 8 Oct 2026

Betaqti Credit Card

ADCB Betaqti Credit Card has a published minimum salary of AED 10,000 and an annual fee of AED 2,100.

Annual fee
AED 2,100 incl. VAT
Minimum income
AED 10,000
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Published details

As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.

Annual feeAED 2,100 incl. VATstandard renewal fee
First-year / joining feeAnnual Membership Fee/Renewal Fee is payable ... when issued or renewed
Minimum incomeAED 10,000minimum salary, as published on the product page
Rate typeFinance charges (Retail purchase) 3.69% per month
Interest / profit rate3.69%per month on retail purchases, charged on the daily closing balance from the transaction date until repayment
Foreign transaction fee2.99%foreign currency transaction margin on non-AED transactions; ADCB charges the same rate on AED transactions and states that the card scheme processing fee, approximately 1.15%, applies in addition
Cash advance fee3.15%of the cash advance amount, or AED 105, whichever is higher
NetworkMastercard

Source and verification

Last verified
October 8, 2026

Where these figures come from

SourceWhat it establishesChecked
www.adcb.comPrimary source for this recordOctober 8, 2026
www.adcb.comrate, foreign transaction fee, cash advance feeSeptember 21, 2026
www.adcb.comannual fee first yearOctober 8, 2026

Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.

Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.