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The Emirates Skywards DIB Infinite Covered Card card artwork

Dubai Islamic Bank Credit card Checked 21 Sep 2026

The Emirates Skywards DIB Infinite Covered Card

Annual fee
AED 1,575 incl. VAT
Minimum income
AED 20,000
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Published details

As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.

Annual feeAED 1,575 incl. VATstandard renewal fee, as published in the Key Fact Statement
First-year / joining feeAED 2,625 incl. VATfirst-year joining fee, published by DIB as "Annual Fee" alongside a separate "Renewal Fee"
Minimum incomeAED 20,000minimum salary, as published on the product page
Rate typeMonthly Rate for Salam Delivery 3.69%
Interest / profit rate3.69%per month, published by DIB as the monthly rate for Salam delivery under the card’s Salam structure
Foreign transaction fee3.7%of the transaction amount on non-AED transactions; DIB publishes a separate international usage fee of 3.14% on AED transactions
Cash advance fee3.15%of the transaction amount, published as the cash withdrawal fee
NetworkTo verify

Source and verification

Last verified
September 21, 2026

Where these figures come from

SourceWhat it establishesChecked
www.dib.aePrimary source for this recordSeptember 21, 2026
www.dib.aeannual fee, first-year fee, rate, foreign transaction fee, cash advance feeSeptember 21, 2026

Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.

Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.