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FAB Z Card card artwork

First Abu Dhabi Bank Credit card Checked 8 Oct 2026

FAB Z Card

FAB Z Card has a published minimum salary of AED 5,000 and an annual fee of AED 105.

Annual fee
AED 105 incl. VAT
Minimum income
AED 5,000
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Published details

As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.

Annual feeAED 105 incl. VATstandard renewal fee
First-year / joining feeAED 0 incl. VATfirst year, as published in the Schedule of Fees
Minimum incomeAED 5,000minimum monthly salary, as published on the product page
Rate typeRetail Purchase 3.99% per month (Annualized percentage rate 47.88%)
Interest / profit rate3.99%per month on retail purchases, inclusive of VAT
Foreign transaction fee0%FAB publishes 0% international transaction fee for the Z Card; only the card scheme charges apply
Cash advance feeUp to 3.15% (plus VAT) or AED 157.50, whichever is higher
NetworkMastercard

Source and verification

Last verified
October 8, 2026

Where these figures come from

SourceWhat it establishesChecked
www.bankfab.comPrimary source for this recordOctober 8, 2026
www.bankfab.comannual fee, first-year fee, rate, foreign transaction fee, cash advance feeSeptember 21, 2026
www.bankfab.comnetwork, tierOctober 8, 2026

Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.

Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.