World Credit Card
RAKBANK World Credit Card has a published minimum salary of AED 20,000 and an annual fee of AED 997.50.
- Annual fee
- AED 997.50 incl. VAT
- Minimum income
- AED 20,000
Published details
As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.
| Annual fee | AED 997.50 incl. VATannual fee from 2nd year if AED 100,000 spend not achieved |
|---|---|
| First-year / joining fee | AED 0 incl. VATno annual fee in year one |
| Minimum income | AED 20,000minimum monthly salary, as published on the product page |
| Rate type | A monthly interest rate of 3.65% (equivalent to 43.8% annually) is applied on unpaid credit card balances |
| Interest / profit rate | 3.65%per month on unpaid credit card balances |
| Foreign transaction fee | 2.57%of the transaction amount; RAKBANK publishes the same 2.57% for non-AED and for AED transactions |
| Cash advance fee | 3.31%of the cash advance amount, or AED 105, whichever is higher |
| Network | To verify |
Read the bank's own page for this product
Source and verification
- Last verified
- October 8, 2026
Where these figures come from
| Source | What it establishes | Checked |
|---|---|---|
| www.rakbank.ae | Primary source for this record | October 8, 2026 |
| www.rakbank.ae | annual fee, rate, foreign transaction fee, cash advance fee | September 21, 2026 |
Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.
Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.