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Emirates NBD Personal finance Checked 22 Sep 2026

Salary Transfer Loan

Rate
4.99% to 19.99%
per annum
Maximum tenure
48 months
Minimum income
AED 5,000
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Published details

As the bank publishes them. A figure appears only once it has been checked against the bank’s own information.

Amount fromTo verify
Amount up toTo verify
Rate typeFully fixed rate: Starting from 4.99% up to 19.99% on reducing balance per annum
Reducing balance rate4.99% to 19.99% per annum
Reducing balance rate5.24% to 19.99% per annum
APR5.48% to 20.99% per annumas published by the bank alongside the interest rate
Tenure from12 monthsminimum loan period, as published in the Key Facts Statement
Tenure up to48 monthsmaximum loan period, as published in the Key Facts Statement
Income requirementAED 5,000minimum salary, as published on the product page

Source and verification

Last verified
September 22, 2026

Where these figures come from

SourceWhat it establishesChecked
www.emiratesnbd.comPrimary source for this recordSeptember 22, 2026
cdn.emiratesnbd.comrate, maximum tenure, additional published rateSeptember 22, 2026

Rates, fees and offers change without notice. Confirm with the bank before you act on any figure.

Information is published for general reference and may change without notice. Accuracy is not guaranteed and no responsibility is accepted for decisions made on the basis of it. UAE Banks Directory is an independent information service — we are not a bank, we do not provide financial advice and we do not sell financial products. Always confirm details with the bank directly.